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Student Supplemental Insurance
The objective of the Student Supplemental Insurance is to continually strive to keep all students in their best physical condition. Without good health, the student's enjoyment of the pleasures of college life and a good education may be quite severely limited. Student Supplemental Insurance plan provides outpatient care to registered regular students, as well as preventive medicine, and supplemental hospital coverage at a local hospital during the academic semester. |
| Supplemental Medical Insurance offers voluntary employee health insurance benefits including
dental, accident, life, cancer, long-term care, and short-term
disability. |
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Part-time undergraduates and continuing studies' students may enroll in the Health Service if approved for coverage by the Student Health Service and the Office of the Dean of Students. In addition, an accident and sickness insurance policy provides limited coverage for those students not covered by a family insurance plan during vacations and for medical care delivered away from your area. Graduating students, both December and May, are covered for three additional months by this policy. |
| Traditional medical insurance doesn't cover every expense related to an illness, injury or death. Student Supplemental Insurance can help you prepare for these and other out-of-pocket expenses. Most of all, these plans help take the worry away about how you will pay your out-of-pocket medical and other everyday life bills. Without this worry, you can focus on getting better. Student Supplemental Insurance provides benefits in addition to those payable under basic are major medical policies. Supplemental insurance policies provide limited benefits, which may be used to pay deductibles, co-payments, or charges, which may not be covered by your supplemental insurance plan. These policies should be used to supplement, or enhance, your existing health insurance. They are not a substitute for basic or major medical insurance. Often, supplemental policies have waiting periods so that the benefit don't begin until the coverage has been in force for a certain number of days, or until you have been in the hospital or disabled for a certain number of days.
There are several types of Student Supplemental Insurance.
- Medicare Supplement Insurance
- Hospital Indemnity Insurance
- Specified Disease Insurance
- Disability Insurance
- Accident Insurance
- Creditor Accident and Sickness Insurance
The purpose of Student Supplemental Insurance...it fills the gaps other life insurance policies leave open. For example, many educational institutions benefits only provide essential life insurance protection and are not designed to cover all your needs. Everyone's needs are different, but the type of supplemental life insurance protection most experts recommend is term life insurance.
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| Supplemental Medical Insurance does not cover eye and hearing exams, foot care, immunizations, or physical exams. |
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