|
|
 |
|
|
 |
Student Health Insurance Major Medical
If you're healthy, you probably don't think about health insurance - until you get sick or injured. Then, Student Health Insurance Major Medical can become the most important thing in your life and the lives of your loved ones.
If you've ever experienced an unexpected health crisis and been without health insurance, you know what a financial and emotional disaster it can be. |
| Supplemental Medical Insurance offers voluntary employee health insurance benefits including
dental, accident, life, cancer, long-term care, and short-term
disability. |
 |
Most students you may be among the more than 44 million people in this country who aren't covered. In addition to the costs for procedures, hospitals and physicians, you may also be responsible for paying for expensive medications. Accidents can also lead to major medical expenditures. |
Each year, more than 6 million people are injured in auto accidents. According to the National Highway Traffic Safety Administration, the average cost of minor injuries resulting from an auto accident is about $13,900, while a serious injury can result in $790,000 or more in medical expenses. Being without Student Health Insurance Major Medical puts you and your family at risk!
We strongly recommend that all students obtain Student Health Insurance Major Medical. Major medical or psychological problems are referred to community professionals. If laboratory tests, X-rays, emergency room services, hospitalization, or long-term therapy is necessary the student is financially responsible. Students not covered by a family policy can obtain reasonable health insurance from the Common Student Plan. Student Health Insurance Major Medical coverage is mandatory for international students and student. For more information contact the Student Health & Counseling Services. All information shared with Health & Counseling Services personnel is entirely confidential. It is not available to anyone without your written consent.
For International Students, your school will require that you have secured insurance prior to enrolling. The many schools do not cover Student Health Insurance Major Medical - make sure you are covered! The student health insurance program is a government mandated health insurance plan that requires all institutions of higher learning in Massachusetts to provide health insurance for their students. The primary purpose of the program is to promote students access to quality health insurance. All full-time and part-time students enrolled in a college, university and other institution of higher learning in Massachusetts must participate in a school- sponsored health insurance plan or another alternate plan that has comparable coverage. The Division of Health Care Finance and Policy is the state agency that administers the student health insurance requirement.
You should expect the Student Health Insurance Major Medical plan to include all benefits mandated by law. The student health insurance plan also has to meet the minimum standards set by law for qualified student health insurance program. The student health insurance coverage must include, at a minimum, inpatient hospitalization benefits, outpatient benefits, and surgical benefits (inpatient & outpatient). It should also include treatment for mental and substance abuse conditions, maternity benefits, and ambulance services in an emergency. A qualifying Student Health Insurance Major Medical program may be subject to reasonable exclusions or limitations commonly used in the student health insurance industry, such as the exclusion of routine preventive care, except where mandated by law, and the exclusion of hospital or medical charges which are reimbursable by any other valid and collectible hospital medical insurance plan. However, any charges in excess of the limits of such other hospital medical insurance plan must be reimbursed as otherwise provided in the qualifying Student Health Insurance Major Medical program.
|
| Supplemental Medical Insurance does not cover eye and hearing exams, foot care, immunizations, or physical exams. |
| |
|
| |
| Copyright © 2003,
Supplemental Insure.com |
| |
|
