As one of the largest privately-owned supplemental life insurance companies, we have a long history of providing quality products and outstanding service to our policyholders, agents and corporate customers.
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Supplemental Medical Insurance offers voluntary employee health insurance benefits including dental, accident, life, cancer, long-term care, and short-term disability.
Each supplemental policy has its own rules concerning acceptance for pre-existing conditions, eligibility requirements for the family, deductibles, mental health limitations, long-term illness, well-baby care, care provided to persons with disabilities, claims under the diagnosis-related group (DRG) payment system for inpatient hospital charges, and rules concerning allowable charges.
Supplemental insurance plans are designed to help meet the changing needs of members and their families. Affordable and comprehensive, the supplemental insurance programs are supported by excellent customer service and reputable insurance companies. Each page contains a description of the specific insurance plan and contact information for obtaining application materials and rates.
Supplemental Medical Insurance does not cover eye and hearing exams, foot care, immunizations, or physical exams.
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